Get it for free:
A Guide to Avoiding the "Three Tax Bombs" for Chinese Americans in Retirement
CFP® Certified Financial Planner & Enrolled Agent Certified Tax Agent, revealing the retirement financial pitfalls that 90% of Chinese Americans fall into.
Are you worried that the Social Security benefits you receive after retirement will be subject to taxes, resulting in a reduced amount of income?
Are you worried that the more money you save in your 401(k) and IRA, the higher the RMD will be, leading to higher tax rates in the future than when you were working?
Are you planning to "gift" your property to your children without realizing that this action could cause them to pay hundreds of thousands more in capital gains tax in the future?
Don't worry, there are solutions to these problems. In this exclusive guide, you will learn:
Unveiling the Social Security "income bomb": Learn how to cleverly allocate your provisional income to legally avoid Social Security tax thresholds, ensuring that every penny you receive is 100% safe and secure.
Deconstructing the 401(k)/IRA "Tax Rate Time Bomb": In-depth analysis of why tax rates may be higher after retirement. We'll show you how to use strategies like Roth conversions and IULs to "flatten" your tax bracket before the RMD (Minimum Withdrawal Requirement) kicks in.
Avoiding the "hidden bomb" of property inheritance: Why is "living gift" a big mistake? We will teach you how to use living trusts and step-up basis rules to truly save your children huge amounts of taxes.